26 Park St.
Montclair, New Jersey 07042
Stay In Your Home With a Mortgage Loan Modification - We are currently helping some of our clients save their homes through the Loan Modification process.
Contact Name: Lathea Morris
Contact Phone: 800-851-3506 Ext 3#
E-mail: Lathea@earthlink.net
URL: http://www.thecreditalternative.com/Mortgage/Modifications.html
We are helping clients who are experiencing problems paying their mortgage! Also, we are helping clients whose financial situation is getting so tight, they will be forced to make late payments or no payment at all.
What is Loan Modification?
• Reduction of rate, terms and possibly loan balance of the first and/or second loan.
• Starting with a clean slate and new loan with the current lender to get back on track.
• A means for the lender to help clients avoid falling behind on their payments and ultimately saving 10’s of thousands of dollars in legal fees avoiding foreclosure.
Who is a candidate?
• Homeowners with recent hardships that make coming up with that monthly mortgage payment difficult.
• Homeowners who find themselves in distress and want to avoid a short sale, Foreclosure or Bankruptcy.
Who is not a candidate?
• Homeowners who can afford their payments but are upside down.
• Homeowners who have too much equity.
• Homeowners who have large liquid reserves in the bank.
How Can We Help?
We work with a network of attorneys in all 50 states who negotiate directly with the loss mitigation departments of the lender. This ensures the client is represented by a professional who has extensive knowledge of civil codes, knows the steps, properly prepares and packages the documentation to fast-track each case.
Could clients do this on their own? They could – but they could also sell their home without the assistance of a Realtor, but should they take that chance? Something this important needs to be done right the first time as they may only have one shot.
This is a very real and successful program that is not only helping homeowners keep their homes, but helping to stabilize our housing markets and contribute to the eventual turn around in consumer sentiment.
Contact Us To See How We Can Help You Stay in Your Home!
|
